Motorcycle Insurance

There’s no feeling quite like driving your motorcycle on the open road. That's why it has become a popular activity for millions of people around the country. However, this type of activity involved certain hazards. Motorcycle insurance can help to cover you against expensive losses that can jeopardize your financial security. At the Clemens Agency in Urbandale, IA, we can help you find the right motorcycle insurance for your needs.

Do You Need Motorcycle Insurance?

In the state of Iowa, motorcycle insurance is required. Your motorcycle insurance is a separate policy from your normal auto insurance coverage. If you are stopped, you will be required to show proof of insurance, or your driver’s license may be revoked. If you have financed the purchase of your motorcycle, you will be required to show proof of insurance to your financing institution. You can arrange insurance coverage for your motorcycle as soon as you purchase it, to ensure you are compliant with state requirements.

Common Types of Coverage

Your insurance agent can advise on the minimum amounts of coverage you will need in the state of Iowa. Collision provisions will cover you if you have an accident while driving your motorcycle. Insurance can also provide coverage for theft, fire, or vandalism of your motorcycle. Your policy can also include medical expenses if you are in an accident, as well as coverage for uninsured motorists. If you have customized your motorcycle, you may want to purchase additional insurance to restore your bike to its original condition if you should have an accident.

Choose the Clemens Agency For Your Motorcycle Coverage

Our agents have the training and experience to provide detailed information on Iowa motorcycle insurance requirements. We offer a broad range of insurance products, including home, auto, life, and business insurance. Contact the Clemens Agency today for a free, no-obligation quote on motorcycle insurance in Iowa.